Tuition and Financial Aid

Students enrolled in the Online Hybrid JD program are charged tuition on a per-credit basis. The Online Hybrid JD program is 90 credits, and tuition for the 2019–2020 academic year is $1,500 per credit hour. There is an additional $130 University charge per term and a $400–$500 per Get REAL week fee for 10 terms.

Students should expect to pay at least $135,000 for the entirety of the program based on 2019–2020 tuition rates, but tuition and fees are subject to change and may increase each academic year. Tuition payments are broken down by term.

Get REAL Week Expenses

Students are required to attend campus intensives for a total of 10 Get REAL weeks. Get REAL weeks take place on the University of Dayton campus. Get REAL week fees will be $400–$500 for each of the 10 terms, and will cover lunch each day and limited additional meals.

Students are responsible for costs associated with travel, ground transportation, lodging and the majority of meals throughout the week. Financial aid for indirect program costs, including Get REAL weeks, is available for eligible students as part of the total loan offerings.

Scholarships

Scholarships may be available for qualified applicants. No additional applications are required to be considered for a scholarship.

Financial Aid

U.S. citizens and eligible non-citizens can apply for federal financial aid programs, which include federal student loans. We encourage candidates to complete the FAFSA as early as possible.

International candidates should explore funding options in their home countries. While some companies may not advertise that financial support is available, many employers offer tuition benefits, including tuition reimbursement and low-cost loans. Candidates should schedule a conversation with their employer to discuss their professional development goals. Based on each candidate’s country of residence, they may also have access to education loans through private lenders.

How to Apply for Financial Aid

If you plan to apply for financial aid to help fund your online studies at the University of Dayton, you will need to complete the following steps:

  • Complete the FAFSA online. Include the University of Dayton school code, which is 003127.
  • Sign the FAFSA electronically using your Federal Student Aid (FSA) ID username and password. If you do not have an FSA ID, you can create one by visiting FSA.ed.gov .
  • For more information, view the University of Dayton Financial Aid Guide.

Applying for Graduate PLUS Loans

If there is room in your budget, your financial aid award will include Graduate PLUS Loan eligibility.

  • Prior to borrowing through the Federal Direct Graduate PLUS Loan Program, or any additional private/alternative loan, you may want to review credit reports for potential issues. Contact any of the following credit bureaus for information: Experian, Equifax or TransUnion.

When You Are Admitted

Upon acceptance to a University of Dayton program and successful completion of the FAFSA, you will receive an email in your University of Dayton email account directing you to Porches, which is our student portal.

  • If your award includes Direct Graduate PLUS Loan eligibility, you must apply and be credit approved through the Department of Education. You will need to complete entrance counseling and the MPN for this loan. If credit is denied for the Direct Graduate PLUS Loan, you can reapply with a co-signer (endorser) or appeal the denial through the Department of Education.

If you have any questions about tuition and financial aid at University of Dayton, please email us.

Tuition and Financial Aid FAQ

Tuition and Billing

How does billing work?
All billing questions can be answered by the Office of Student Accounts.

How do I pay my bill?
You can pay your bill online directly through My Payment Center, which can be found on Porches. Go to Porches, select Flyer Student Services, then go to My Payment Center. You may use:

  • An e-check – ACH
  • A credit card (a convenience fee is required)

You may also mail a payment via check to the processing center listed on your bill. If you are local to the University of Dayton, you may pay in person during normal business hours at St. Mary’s Hall, Room 108. You may use:

  • A check
  • Cash

Are there payment plans available?
Yes, payment plans are available.

My employer is supplementing my costs. How does it pay the school?
Your employer should use the same methods discussed under “How do I pay my bill?” If your employer is reimbursing you for tuition costs, we offer an Employer Deferred Tuition Reimbursement Plan. For questions, please contact Kathy Ferguson between 8:30 a.m. and 4:30 p.m. Monday through Friday:

Email: kferguson1@udayton.edu
Phone: 937-229-4113 or 1-800-259-7117 
Fax: 937-229-4117 
Office: 108 St. Mary's Hall, 300 College Park Drive, Dayton, OH 45469-1600

The FAFSA

What is the FAFSA?
The Free Application for Federal Student Aid (FAFSA) is the Department of Education’s application for determining a student’s eligibility for federal student aid.

Where can I find the FAFSA?
You can complete the FAFSA online at FAFSA.gov.

What is University of Dayton’s federal school code?
University of Dayton’s FAFSA code is 003127 and must be included in the college release section of the form.

Do I need my parents’ tax information to complete the FAFSA?
Graduate students will be considered independent and do not need parent financial information to complete the FAFSA.

When is the earliest I can complete the FAFSA?
Each year, the updated FAFSA is available Oct. 1.

What is the deadline for completing the FAFSA?
The FAFSA will be reviewed on a rolling basis as it is received. It is recommended that it be completed by May 1 prior to each academic year. FAFSAs should be submitted no later than 60 days prior to the end of the academic semester in which you are enrolled.

What constitutes an academic year for federal student aid at the University of Dayton?
Our academic year begins with the fall semester in August and runs through the spring and summer semesters.

Who is eligible to apply for federal student aid?
In order to apply for federal student aid, you must:

  • Be a U.S. citizen or eligible noncitizen
  • Have a valid Social Security number
  • Be registered with selective service if you’re male (you must register between the ages of 18 and 25)
  • Be enrolled or accepted for enrollment as a regular student in an eligible degree program
  • Be enrolled at least half-time in an eligible program
  • Maintain satisfactory academic progress
  • Not currently be in default on previous student loans borrowed through federal student aid
  • Not have exceeded the maximum aggregate loan limit

Learn more about student eligibility criteria.

What types of federal student aid are available to graduate students?
Graduate students can be eligible for the Direct Unsubsidized Loan and the Direct Graduate PLUS Loan. Graduate students are not eligible for federal work study. 

Will I need to fill out the FAFSA each year?
Yes, the FAFSA needs to be completed each academic year. Federal student aid eligibility does not carry over from one award year to the next.

Why am I not eligible for the Pell Grant or Direct Subsidized Loan?
The Department of Education only awards the Federal Pell Grant and Direct Subsidized Loan to students pursuing degrees at the undergraduate level.

Direct Unsubsidized Loans

How do I get the Direct Unsubsidized Loan?
To apply for a Direct Unsubsidized Loan (also called a Stafford Loan), you must first complete and submit the Free Application for Federal Student Aid (FAFSA). Your school will use the information from your FAFSA to create your financial aid award.

What does unsubsidized mean?
Direct Unsubsidized Loans are federally guaranteed loans that start accruing interest as soon as the loan is disbursed. There is no requirement to demonstrate financial need to be eligible for this loan. Learn more about Direct Unsubsidized Loans.

What is the aggregate loan limit?
Your aggregate loan amount is the total you can borrow over the course of your education. The aggregate amount for graduate and professional students is $138,500, which includes all Direct federal loans received for undergraduate and/or graduate study. Learn more about aggregate loan amounts, or visit  nslds.ed.gov to view your federal loan borrowing history.

What is the current interest rate?
The current interest rate for Direct Unsubsidized Loans can be found on the Federal Student Aid website.

Do I have to pay my loans while I’m in school?
You are not required to pay on your student loans while you are in school. Your unsubsidized loan will go into repayment six months after you graduate, take a leave of absence or fall below half-time status.

What criteria are used to determine eligibility?
In order to apply for federal student aid, you must:

  • Be a U.S. citizen or eligible noncitizen
  • Have a valid Social Security number
  • Be registered with selective service if you’re male (you must register between the ages of 18 and 25)
  • Be enrolled or accepted for enrollment as a regular student in an eligible degree program
  • Be enrolled at least half-time in an eligible program
  • Maintain satisfactory academic progress
  • Not currently be in default on previous student loans borrowed through federal student aid
  • Not have exceeded the maximum aggregate loan limit

Federal Direct Unsubsidized Loans are not income-dependent and are not dependent on credit scores. Learn more about student eligibility criteria.

Can I consolidate my graduate loans and my undergraduate loans?
A Direct Consolidation Loan allows you to consolidate (combine) multiple federal education loans into one loan, including both graduate and undergraduate loans. The result is a single monthly payment instead of multiple payments. Learn more about loan consolidation here.

Are there any additional loan fees?
Yes, there is a current loan origination fee that is 1.062 percent of the total loan amount. The loan origination fee is deducted proportionately from each loan disbursement you receive.

What if I am currently in default or have defaulted on a prior federal student loan?
Review your loan history at nslds.ed.gov and contact your lender for details on how to clear the default.

Direct Graduate PLUS Loans

What is a Direct Graduate PLUS Loan?
Direct Graduate PLUS Loans are federal loans that graduate or professional degree students can use to help pay for education expenses. Learn about Direct PLUS Loans.

How do I apply for a Direct Graduate PLUS Loan?
In order to apply for a Direct Graduate PLUS Loan, you must first complete the Free Application for Federal Student Aid (FAFSA). If your award letter lists Direct Graduate PLUS Loan eligibility, you can apply for the loan by completing the loan application.

What is the current interest rate?
The current interest rate for Direct Graduate PLUS Loans can be found on the Federal Student Aid website.

What are the credit criteria for the Direct Graduate PLUS Loan?
To receive a Direct Graduate PLUS Loan, you cannot have an adverse credit history. A credit check is performed to determine whether you meet this requirement. Learn more about what constitutes adverse credit history.

What are my options if I'm denied a Direct Graduate PLUS Loan?
You may reapply with an endorser or appeal the denial. See the Department of Education's instructions on appealing a denial.

Do Direct Graduate PLUS Loans affect my aggregate loan limit?
No, only Direct Subsidized and Direct Unsubsidized Loans are used to calculate your aggregate loan limit.

When do I have to repay my Direct Graduate PLUS Loan?
Your Direct PLUS Loan will go into repayment six months after you graduate, take a leave of absence or fall below half-time status. You are not required to pay your student loans while you are in school.

How much can I borrow with the Direct Graduate PLUS Loan?
If approved for a Direct Graduate PLUS Loan, you can borrow up to the full program budget as determined by University of Dayton, minus any other aid.

Are there additional loan fees?
Yes, there is a loan origination fee that is 4.248 percent of the total loan amount. The loan origination fee is deducted proportionately from each loan disbursement.

Military Benefits

How do I apply for military benefits?
To begin the process of applying for eligible military education benefits, visit the Veterans Affairs website.

What else do I need in addition to my Education Benefits Application?
Visit Vets.gov to complete the Education Benefits Application, which generates a request for the Certificate of Eligibility (COE). Once you’re approved for benefits, the VA will mail the COE to you within six to eight weeks from submitting the application.

What is the national maximum per academic year for private schools?
The Post 9/11 GI Bill payment rates are determined at the beginning of each military academic year on Aug. 1. The 2018–2019 tuition and fee payments can be found on the Education and Training page of the U.S. Department of Veterans Affairs website.

What is the Yellow Ribbon Program?
The Yellow Ribbon Program (YRP) allows degree-granting private colleges and universities in the United States to voluntarily enter into an agreement with the VA to fund tuition expenses that exceed the annual maximum cap for the resident tuition and fees at public institutions. Veterans who are utilizing post-9/11 GI benefits and who are entitled to 100 percent of their benefit may be eligible. To participate in the YRP, you must be using post-9/11 GI benefits at 100 percent eligibility, not be on active duty and not be a military spouse. There are a limited number of Yellow Ribbon awards available. Learn more about the Yellow Ribbon Program at Dayton.

What is the difference between active and nonactive duty?
Active-duty service members serve the military full time and are not currently eligible for the YRP. Nonactive-duty service members are not currently serving the military in any capacity and are eligible for the YRP at 100 percent per the COE.

Am I eligible for Post-9/11 GI Bill benefits?
You are potentially eligible if you have at least 90 days of aggregate active-duty service after Sept. 10, 2001, and are still on active duty, or if you are an honorably discharged veteran or were discharged with a service-connected disability after 30 days. Learn more about the Post-9/11 GI Bill.

What is the current Monthly Housing Allowance (MHA)?
The Post-9/11 GI Bill payment rates are determined at the beginning of each military academic year on Aug. 1. The 2018–2019 MHA rate can be found on the Post-9/11 GI Bill page of the U.S. Department of Veterans Affairs website.

Loan Repayment

When do I have to pay back my loan?
After you graduate, leave school or drop below half-time enrollment, you will have a six-month grace period before you are required to begin repayment. During this period, you'll receive repayment information from your loan servicer, and you will be notified of your first payment due date. Payments are usually due monthly. Learn more about repayment timelines.

Can I consolidate my graduate loans and my undergraduate loans?
A Direct Consolidation Loan allows you to consolidate (combine) multiple federal education loans into one loan, including both graduate and undergraduate loans. The result is a single monthly payment instead of multiple payments. Learn more about loan consolidation.

What are the repayment plan options, and how do I select one?
Lenders offer a range of repayment options, including income-based repayment. You will select a repayment option during your exit counseling session. You should select your repayment option before your first payment is due.

University of Dayton Financial Aid

When will I receive my financial aid award package?
If we have a valid FAFSA on file for you, we will begin awarding in February.

Do I have to pay my seat deposit before I can receive my award package?
No, the Office of Financial Aid will create a financial aid award offering for admitted students with a valid FAFSA on file.

Can I use financial aid to pay my seat deposit?
No, financial aid cannot be used to pay your seat deposit.

Can I use loans to cover expenses beyond tuition (housing, books, living expenses, Get REAL weeks, etc.)?
Each semester’s cost of attendance budget allows for $400 for books and technology expenses, as well as $4,000 that can be used for living and personal expenses, including those incurred during Get REAL weeks. If you borrow to cover expenses beyond tuition and fees (which would be reflected on your tuition bill), keep in mind that refunds are disbursed in compliance with federal regulations. Students are encouraged to borrow responsibly. Remember that you can borrow less than what is offered, and you should only borrow what you need.

Credit balances resulting from loans or financial aid awards are available for refunding after the first week of the semester. You may sign up online for direct deposit of refunds. Instructions are on the Flyer Student Services website.

Will I receive a loan disbursement each term?
Financial aid refunds will be disbursed to your bank account after the first week of classes if you set up e-refund through the Office of Student Accounts.

Does University of Dayton require that I complete any supplemental financial aid forms?
No.

What can affect my eligibility for student loans?
Federal regulations require that students receiving federal Title IV financial aid maintain satisfactory academic progress (SAP). SAP is evaluated at the end of the spring term. If you are not maintaining progress, you will be notified by the Office of Financial Aid, and you may be ineligible for financial aid. The minimum semester and cumulative grade-point averages needed to meet the SAP requirement are set by your school and are dictated by your program of study. Please carefully read our complete SAP policy in the Student Handbook for additional information.

Will I be registered for enough credits to be eligible to receive federal student aid?
Yes.

Are there any scholarships available for this program?
Students may qualify for select competitive awards offered by the University of Dayton School of Law or can identify private independent scholarships for which they can apply separate of the application or the federal aid process.